Payment Processing Services | Atomiq Consulting

Payment Service Processing Licensing Solutions

Get your payments license in top jurisdictions like the EU, Mauritius, Labuan & more — with Atomiq Consulting as your licensing partner.

🌐 Explore Global Regulation

Discover PSP licensing opportunities across a diverse array of jurisdictions. Each region offers different advantages based on the needs of your business.

Jurisdiction Key Benefits
Mauritius One of the best options for offshore payment processing.
🇲🇾 Labuan, Malaysia Access Southeast Asia’s markets with favorable tax regimes and a progressive regulatory environment.
Georgia The ideal option for firms looking to target CIS regions.
Lithuania One of the most reputable jurisdictions in the European Union.

What is a PSP?

A Payment Service Provider (PSP) is a company that enables businesses and individuals to send and receive payments electronically. PSPs offer a range of services including payment processing, gateway solutions, card issuance, and mobile payment systems. Essentially, they act as intermediaries between merchants, banks, and customers to ensure that payments are secure, fast, and compliant with regulatory standards. PSPs are regulated under specific financial legislation depending on the jurisdiction, such as the European Union’s Payment Services Directive (PSD2) or local financial authorities.

In Europe, PSPs may also operate under the Electronic Money Institution (EMI) framework, allowing them to issue electronic money and provide broader financial services. Licensing ensures that PSPs meet strict requirements for risk management, consumer protection, capital adequacy, and anti-money laundering (AML) measures. By obtaining a PSP license, a company can operate legally across multiple jurisdictions, gain trust from clients, and expand its payment offerings internationally.

Why Choose Atomiq Consulting for Your PSP License?

At Atomiq Consulting, we specialize in guiding fintech companies and startups through the complex process of obtaining a PSP or EMI license. Our team has extensive experience with regulators across the UK, EU, and other key jurisdictions, ensuring that your application meets all legal and compliance standards.

We offer a turnkey solution that covers consultation, document preparation, regulatory submission, and ongoing compliance support. Choosing Atomiq means gaining a strategic partner who not only helps you secure your license efficiently but also positions your business for sustainable growth in the global payments ecosystem. Our clients benefit from our proven methodology, insider knowledge of regulatory nuances, and personalized approach tailored to each jurisdiction.

How Do I Get a PSP License? – Our Process

  1. The process of obtaining a PSP license can vary by country, but the typical steps include:
  2. Initial Consultation: Assess your business model, services, and target markets to determine the right type of license.
  3. Jurisdiction Selection: Choose the most suitable regulatory environment (e.g., UK FCA, Lithuania, Malta, EU-wide).
  4. Documentation Preparation: Compile the required business plans, policies, AML procedures, governance structures, and financial statements.
  5. Submission to Regulator: Submit the full application to the relevant authority and respond promptly to any clarifications or requests.
  6. Capital & Compliance Checks: Ensure that your company meets minimum capital requirements and all regulatory compliance obligations.
  7. License Approval: Receive authorization from the regulator, allowing you to operate legally as a PSP/EMI.
  8. Ongoing Compliance: Maintain regular reporting, audits, and updates to stay compliant with the licensing authority.

Get a Price Quote on our Licensing Services Today!



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